• Menu
    betty@homefindmiami.com
       
    (786) 505-6779
  • Communities
    • Kendall | Dadeland
    • Coral Gables
    • Coconut Grove
    • South Miami
    • Miami Beach
    • Downtown Miami
    • Pinecrest | Palmetto
    • Cutler Bay
    • Doral
    • Brickell
    • Central Miami
    • Miami Lakes
  • Blog
  • Contact
  • My Account

Home Find MiamiHome Find Miami

Simplifying Home Buying & Selling

  • Home
  • Search
    • Map Search
    • Advanced Search
    • Address
    • Listing ID
    • Browse by City
  • About
    • Meet Our Team
    • Testimonials
  • Buyers
    • Buying With Us
    • Buyers Articles
    • Mortgage Calculator
    • Our Listings
  • Sellers
    • Selling With Us
    • Marketing Plan
    • Sellers Articles
    • Sold Portfolio
    • FREE Home Valuation

Mortgage Checklist

Your mortgage loan originator can tell you about any additional requirements.

  • Residential History for the past two years
  • Landlord names and addresses for the last two years, if you rented during that time
  • Employment & Income History:
    • Paycheck stubs from the last 30 days showing your year-to-date earnings
    • W-2 or I-9 tax forms (issued by your employer) for the past two years
    • Personal Assets
  • Bank account statements from the two most recent months for all checking and savings accounts
  • Other asset statements from the past two months for any CDs, IRAs, stocks, bonds or other securities you intend to use for your down payment
  • Current real estate holdings, including property address, current market value, mortgage lender’s name and address, loan account number, balance and monthly payment
  • Personal Debt
    • A list of any new monthly debts not listed on your credit report (auto loans, student loans, mortgage loans, credit cards, etc.), including creditor name, address, account number, minimum monthly payment amount and outstanding balance on each account

More Buyer Tools


Services for Buyers
The Buying Process
Frequently Asked Questions
Offer Checklist
Pending to Close

From Our Blog

Let Us Help You Find Your Luxury Cutler Bay Home.

Cutler Bay is an incorporated town in Miami-Dade County, Florida. Established in … Read More »

Live in Coral Gables — a Mediterranean-Style Village

Coral Gables was one of the first planned communities—incorporated in 1925—and … Read More »

Important Links

  • Communities
  • News & Blog
  • Featured Listings
  • Browse by City
  • Mortgage Calculator
  • Home Valuation

Betty Hernandez

  • (786) 423-6792

    Call or Text

  • (786) 505-6779

    Office

  • Email Me

    betty@homefindmiami.com

  • 13876 SW 56th St. #109

    Miami, FL 33175

© 2026 Home Find Miami | All Rights Reserved

Agent Reputation – Real Estate Website Design

Privacy Policy | DMCA | Sitemap