Mortgage Checklist
Your mortgage loan originator can tell you about any additional requirements.
- Residential History for the past two years
- Landlord names and addresses for the last two years, if you rented during that time
- Employment & Income History:
- Paycheck stubs from the last 30 days showing your year-to-date earnings
- W-2 or I-9 tax forms (issued by your employer) for the past two years
- Personal Assets
- Bank account statements from the two most recent months for all checking and savings accounts
- Other asset statements from the past two months for any CDs, IRAs, stocks, bonds or other securities you intend to use for your down payment
- Current real estate holdings, including property address, current market value, mortgage lender’s name and address, loan account number, balance and monthly payment
- Personal Debt
- A list of any new monthly debts not listed on your credit report (auto loans, student loans, mortgage loans, credit cards, etc.), including creditor name, address, account number, minimum monthly payment amount and outstanding balance on each account